HDFC Bank has updated the eligibility criteria for its premium Imperia banking programme, introducing a revised Total Relationship Value (TRV) requirement. These changes will come into effect from October 1, 2025, as per the bank’s official communication to customers.
Who will be affected?
The new guidelines will apply to customers who joined the Imperia programme on or before June 30, 2025, starting October 1. However, those who enrolled after July 1 or whose Imperia status was upgraded or downgraded post that date are already under the new rules.
Key change
The primary update is the introduction of a minimum TRV requirement of ₹1 crore at the group level. TRV includes the total value of a customer’s savings, current, and fixed deposits, investments through HDFC Bank, 20% of any retail loan balance, 20% of demat holdings, and insurance premiums paid for policies bought via the bank.
Imperia benefits
Imperia customers enjoy several complimentary services, such as inter-branch fund transfers, stop payment requests, cheque collection, duplicate statements, mandate registration, certificate issuance, old record retrieval, address confirmations, and signature attestations.
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